Benefits, Qualifications, Application Process, and Documents for the Ayushman Bharat Card 2024

2018 saw its launch. Under the Ayushman Card, the Indian government and the Ministry of Health and Family Welfare launched the Pradhan Mantri Arogya Yojana (PMJAY). This is a program that allows people to receive free medical care at select private and public institutions. Ayushman Cards are currently possessed by 50 crore Indians, who utilize them to receive free medical care. It is a government-funded insurance-based healthcare programme that offers cashless access to medical treatments up to Rs 5 lakh per family annually. It is appropriate in all public and private government hospitals across the nation

You can enter a hospital using the Ayushman Card and receive cashless care under the PMJAY Scheme. Obtain an Ayushman Card right away if you don’t already have one.

Key Ayushman Card Features: Health Coverage: Each family can receive up to Rs 5 lakh in annual health coverage with an Ayushman Card. It provides coverage for a broad range of medical costs, including hospital stays, operations, diagnostics, and treatments.

Cashless Treatment: Any hospital in India that is designated by the government may accept patients with Ayushman Cards without charging a fee. The hospital does not require you to send them any money. It provides easy access to all medical services. Just keep in mind that not all hospitals are eligible for it. Examine the hospital designated by the government initially.

Family Benefits: The Ayushman Card offers benefits to families. As to the Socio-Economic Caste Census (SECC) Database, this scheme provides coverage for every member of a family.
Portability: The Ayushman Card can be used in all Indian states and union territories. If you move around, you can still receive your free therapy.
No Age Bar: There isn’t a cap on age. Everyone, young and old, is eligible for free medical care under the Ayushman Card.

Qualifications for an Ayushman Card:

The eligibility requirements for the Ayushman Bharat Pradhan Mantri-Jan Arogya Yojana are as follows:

The candidates are low-income or fall into the below-poverty-line (BPL) category.
Applicants must earn less than Rs 2.4 lakh per year.
The main source of eligibility is the Socio-Economic Caste Census (SECC) Database.
The candidate’s family does not earn more than sixteen thousand dollars a year.
Applicants must be classified as SC or ST.
The applicant without a permanent address.
Applicants are not qualified if

They drive three, four, or five wheels.

They own automated farming machinery.
They work for the government.
Their monthly income is Rs 10,000.
They have landlines and refrigerators.
Their home is rather nice.
They own land used for agriculture.
Their credit limit on their Kisan card is Rs 50,000.

Methods for Applying for an Ayushman Card?

You must adhere to these procedures in order to apply for an Ayushman card or Pradhan Mantri Jan Arogya Yojana.

Go to https://pmjay.gov.in/, the Ayushman Bharat PMJAY official website.
Check to see if you qualify for the program.
Locate the Common Service Center (CSC) that is closest to your pincode.
Visit the Common Service Center now with all the necessary paperwork (see below).
Give your name, residence, family information (as per the SECC database), and any additional information your CSC operator requests.
After checking your information, the CSC operator will submit your application.

Aadhar Card: Every Indian person’s primary form of identity, as far as we know, is their Aadhar card. Linking your Aadhaar card to the Ayushman Bharat PMJAY System is necessary.
Ration Card: This is needed to confirm your address and family information. Benefits from the Ayushman card will be extended to all the members specified on the ration card.
Additional Card: Get a voter ID card if you don’t already have one.
passport-sized Photo: At the time of registration, a passport-sized photo of you and your family member is needed.
Income Certificate: In order to assess your eligibility in accordance with socioeconomic standards, an income certificate is needed.Caste Certificate: As previously said, Ayushman cards are available to all ST and SC individuals. Because of this, you must present your caste certificate while registering.
How Can an Ayushman Card Be Downloaded?
You can get your Ayushman card by downloading it online once your registration is approved. Use the step-by-step instructions to get your Ayushman card online.

Go to https://pmjay.gov.in/, the Ayushman Bharat PMJAY official website.
Select the section labeled “Download E-Card.” You can find it under the “Beneficiary Corner” section or on the homepage.
Enter your mobile number, Aadhar number, or any other necessary information.
Enter the OTP that you received on the registered mobile phone for authentication.
upon confirmation. Your Ayushman Bharat Card will be available for digital download. Print it off or download it.

When you visit the hospital for free care, bring a printout with you, or store an E-card on your phone for later use.
Diseases Covered by the Ayushman Card List

FAQ

Ayushman Bharat Card: What is it?

– The Pradhan Mantri Jan Arogya Yojana (PMJAY), popularly known as the Ayushman Bharat Card, is a health insurance program that the Indian government introduced to offer qualified people free medical care.

2. To whom is the Ayushman Bharat Card applicable?

– Having low income, falling into the below-poverty-line (BPL) category, and being included in the Socio-Economic Caste Census (SECC) Database are among the requirements for eligibility.

3. What level of health coverage is included with the Ayushman Bharat Card?

Up to Rs 5 lakh in annual health coverage is provided via the Ayushman Bharat Card to each family for a range of medical costs, such as hospital stays, operations, diagnostics, and treatments.

4. Where can I use my Ayushman Bharat Card to receive cashless medical care?

In India, hospitals designated by the government offer cashless treatment. Examine the inventory