Odisha Mo Ghara Yojana 2024: Online Application Form, Registration, and Benefits

Odisha Mo Ghara Yojana: According to the Naveen Patnaik government, the program kicked off on May 29 and aims to provide credit-linked financial support to those who are unable to afford to build or repair a home. For those who are less fortunate socially and economically, this is a huge relief.

With four years remaining in the BJD’s five-year term in office, the Odisha government just received eighteen major initiatives, including the Mo Ghara plan. Check out the Mo Ghara Scheme Odisha’s highlights, objectives, features and benefits, eligibility requirements, required documents, application process, and much more by reading the material below.

The program’s implementation, which concluded with Mr. Patnaik’s fourth year in office, will help all families who were turned away from the current housing programs because of stringent eligibility requirements or a lack of funding, as well as those who previously received housing assistance but now want to expand or upgrade their homes. The State Cabinet, chaired by the Chief Minister of Odisha, approved the credit-linked housing initiative, which is fully funded by the State budget. Loan applications will be accepted beginning on June 15, 2024. One of the eighteen recommendations approved on Monday by the Odisha Cabinet, led by Chief Minister Naveen Patnaik, was the new “Mo Ghara” program.

Details of the Odisha Mo Ghara Yojana 2024

Odisha’s Mo Ghara Yojana
Introduced by the State of Odisha’s Lower Middle Class Beneficiaries under the Government Schemes category; loan amount of Rs. 3 lakh; official website, rhodisha.gov.in; also check:- BPL Ration Card for Haryana

Concerning Odisha Mo Ghara
The Odisha government pledges to provide pucca houses to all homeless people and those residing in kutcha cottages in rural areas. In this project, the Drinking Water Department and Panchayati Raj are carrying out the following schemes.

Odisha’s Mo Ghara Scheme for 2024

If you’re interested in the link, residents can apply immediately as it is now active. Odisha is a state where many ancestral networks reside in “kutcha houses.” With the unusual weather patterns, these houses are insecure. For this reason, the state government has acted.

The plan amount can be settled in no more than ten years. The application for the credit amount will be approved in the unlikely event that the reports are accepted. People will be able to construct pucca dwellings as a result. This kind of idea seems to be highly approved by the populace. It is possible to view the beneficiary list through the main portal.

Date of Mo Ghara Scheme: 2024

Basic facilities are the responsibility of Rural Housing Odisha, a government organization. Examples are power, water, and housing securities. The 5Ts stand for Time, Change, Innovation, Collaboration, and Straightforwardness in Provincial Lodging Odisha.

The service acknowledges that our primary objective is the government’s aid to individuals. Only households with modest incomes who reside in Kutcha houses will be eligible for a loan. As previously discussed, the strategy was launched on May 29, 2024. Most people living in Odia have already started to register for the Yojana.

The amount of the loan subsidy provided under Mo Ghara Yojana Odisha
30,000 to 1 lakh rupees
Rupees 1.5 lakh–45 000
250,000 to 60,000 Rupees
350,000 to 60,000 Rupees

How Can I Check the Online Odisha Mo Ghara Yojana 2024?

Candidates must adhere to the instructions listed below in order to apply for the Mo Ghara Yojana Odisha

The website’s page will load on the screen.
Select the option for registration.
The screen will unlock a new page.
An application form will appear on the screen as soon as you click the website.
Now, enter all the necessary information in the form, including your name, email address, mobile number, address, and so forth.
Subsequently, upload any necessary documents.
Once your registration has been approved, use the specific to log in.
Fill out the request form with details.
Lastly, to complete the form, click the Submit button.

Characteristics and Advantages of Mo Ghara Yojana Odisha

Several salient characteristics and areas of interest of Mo Ghara Yojana Odisha

The rural impoverished are given access to pucca houses, which improves their quality of life.
It lessens the impoverished in rural areas’ vulnerability to natural calamities.
It promotes the economic development of rural communities and makes the impoverished in the nation feel more worthy of their dignity.
A home loan up to Rs. 3 lakh can be granted to a program beneficiary; the loan can be repaid in manageable installments over a ten-year term, minus a one-year moratorium.
The Cabinet notification lists the four loan amount slabs as follows: Rs. 1.5 lakh, Rs. 2 lakh, Rs. 3 lakh, and Rs. 1 lakh.

A loan under the Mo Ghara program may be available to those whose monthly income is less than 25,000 rupees and who have previously received housing assistance totaling 70,000 rupees or less.
You may look at the Karnataka Mukhyamantri Anila Bhagya Scheme.

Qualifications for the Mo Ghara Yojana Odisha
Candidates who want to apply for Mo Ghara Yojana Odisha must meet the requirements listed below.

The applicant must make Odisha their permanent home.
The candidates have to live in kuccha houses and not possess pucca houses in Odisha.
The candidate needs to be classified as EWS.
The candidate’s family income shall not exceed Rs. 25,000 per month.
The applicant cannot have previously gotten any kind of government housing assistance.

Documents Needed for the Odisha Mo Ghara Yojana 2024

passport-size photo
Voter ID card, Aadhar card, address proof, and identification Evidence of residency, a bona fide certificate, a BPL certificate, and an EWS certificate

FAQ Regarding the 2024 Odisha Mo Ghara Yojana

When does registration for the Odisha Mo Ghara Yojana 2024 open?

Registration for the Odisha Mo Ghara Yojana 2024 opens on June 15, 2024.